Will My Insurance Replace My Windshield? NJ Windshield Replacementby NJ Payless Auto Glass on 02/16/14
The first step to finding out if your insurance company will replace your glass, is to find out if your car insurance policy covers windshields. The type of damage to your glass is what determines whether the glass needs repaired or replaced all together. If your glass has a crack larger than a dollar bill, it will need to be replaced. Also if the windshield is chipped right in the driver's line of site, the glass will need to be replaced.
Will My Glass be Repaired?
The ability glass companies have to repair glass is pretty amazing. Sometimes you can't even tell the glass has been repaired. Most of the time when a chip is repaired, it will prevent the chip from spreading into a full fledge crack.
Filling a chip is a lot cheaper than replacing your entire windshield. Most insurance companies waive your deductible if you are just repairing your windshield. Getting a chip filled right away will help ensure the damage does not spread.
Will I Get OEM Glass?
If a full glass replacement is required to fix your windshield, you will certainly get a new piece of glass. Whether or not the glass used to replace your windshield is OEM, original equipment manufactured, depends on your policy coverage.
Most insurance companies provide coverage for aftermarket parts. Aftermarket parts are cheaper and often very similar to OEM parts. If all insurance companies used OEM parts all of the time, no one would be able to afford car insurance. A couple of options are available to get OEM glass replacement.
- Pay the difference out of pocket. You can request OEM glass if you want to pay the cost of the OEM glass minus the cost of what the insurance company will pay for the aftermarket glass. Prepare for the possibility of several hundred dollars difference in price.
- When you set up the coverage on your vehicle, request a special rider to receive OEM parts. If you have the rider, you will receive OEM parts no questions asked from the insurance company.
Not all insurance companies offer an OEM rider. If OEM parts are important to you, definitely ask about OEM parts at the time you shop for car insurance. OEM coverage could help you choose what insurance policy you purchase.
What if My Replacement Windshield Leaks at the Seams?
One concern many people have about having a full windshield replacement is whether or not the new glass will leak at the seams. Most glass replacements go off without a hitch. However, as with any car repair there is a chance things won't go smoothly.
A way to protect yourself against faulty work is to get a guarantee on the glass ahead of time. Lots of glass companies guarantee their work. Most insurance companies guarantee the work of their preferred glass company. Ask your insurance agent or ask the representative fielding your insurance claim who the preferred auto glass company is for your insurance carrier. Any problems with your glass replacement should be taken up with the glass company and not your insurance company.
Windshield Replacement Tips
- Ask the glass company if they use primer. Primer treats the surface of the vehicle prepping it for new glass installation. Primer is an extra expense for glass companies and some may cut corners by skipping this step.
- Make sure the repair man is wearing gloves because oils from skin can cause problems with the glass adhering to the metal of the vehicle. Skin oil can also affect chip repairs, so do not touch the chip in your windshield.
Can My Windshield be Replaced at My Home?
Replacing your windshield should be one of the easiest claims to manage. Replacement can be done quickly and often right at your home. Nearly all glass companies have a mobile service. Worst case scenario, you will not get your glass repaired or replaced at home if the weather is bad. Usually only heavy precipitation or extreme cold weather will deter a glass repairman.
NJ Payless Auto Glass provides quality auto glass services at affordable prices. We will install or repair your windshield and other auto glass at your home, work place or we can do it in our shop. If you need auto glass repair or auto glass replacement, windshield repair or windshield replacement, we can help.
We have Same Day Free Mobile Service in most cases for auto glass andwindshield replacement. We also help process your insurance claim and all you pay is the deductible.
Call today for more information.
(908) 494 6088
UNION COUNTY NJ
Clark NJ 07066, Cranford NJ 07016, Fanwood NJ 07023, Garwood NJ 07027, Kennilworth NJ 07033, Linden NJ 07036, Mountianside NJ 07092, Rahway NJ 07065, Roselle NJ 07203, Roselle Park NJ 07204, Scotch Plains NJ 07076, Springfield NJ 07081, Union NJ 07083, Westfield NJ 07090, Westfield NJ 07091
MIDDLESEX COUNTY NJ
Carteret NJ 07008, Dunellen NJ 08812, East Brunswick NJ 08816, Edison NJ 08817, Edison NJ 08818, Edison NJ 08820 Edsion NJ 08837, Edison NJ 08899, Helmetta NJ 08828, Highland Park 08904, Jamesburg NJ 08831, Metuchen NJ 08840, New Brunswick NJ 08901, New Brunswick NJ 08901, New Brunswick NJ 08902, New Brunswick NJ 08903, Middlesex NJ 08846, Milltown NJ 08850, Monroe NJ 08831, North Brunswick NJ 08902, Old Bridge NJ 08857, Perth Amboy NJ 08861, Piscataway NJ 08854, Sayreville NJ 08871, Sayreville NJ 08872, South Amboy NJ 08879, South Brunswick NJ 08810, Monmouth JCT 08852, South Plainfield NJ 07080, North Plainfield 07062, North Plainfield NJ 07063, South RIver NJ 08882, Spotswood NJ 08884, Woodbridge NJ 07095.
SOMERSET COUNTY NJ
Bound Brook NJ 08805, Bridgewater NJ 08807, Franklin NJ 07416, Green Brook NJ 08812, Hillsborough NJ 08844, Raritan NJ 08869, Raritan NJ 08896, Somerville NJ 08876, South Bound Brook NJ 08880, Warren NJ 07059, Watchung NJ 07069.
Bergen County NJ
Allendale NJ 07401, Alpine NJ 07620, Bergenfield NJ 07621, Bogota NJ 07603, Carlstadt NJ 07072, Cliffside Park NJ 07010, Closter NJ 07624, Cresskill NJ 07626, Demarest NJ 07627, Dumont NJ 07628, East Rutherford NJ 07073, Edgewater NJ 07020, Elmwood Park NJ 07407, Emerson NJ 07630, Englewood Cliffs NJ 07632, Englewood NJ 07631 07632, Fair Lawn NJ 07410, Fairview NJ 07022, Fort Lee NJ 07024, Franklin Lakes NJ 07417, Garfield NJ 07026, Glen Rock NJ 07452, Hackensack NJ 07601 07602, Harrington Park NJ 07640, Hasbrouck Heights NJ 07604, Haworth NJ 07641, Hillsdale NJ 07642, Ho Ho Kus NJ 07423, Leonia NJ 07605, Little Ferry NJ 07643, Lodi NJ 07644, Lyndhurst NJ 07071, Mahwah NJ 07430, Maywood NJ 07607, Midland Park NJ 07432, Montvale NJ 07645, Moonachie NJ 07074, New Milford NJ 07646, North Arlington NJ 07032, Northvale NJ 07647, Norwood NJ 07648, Oakland NJ 07436, Old Tappan NJ 07675, Oradell NJ 07649, Palisades Park NJ 07650, Paramus NJ 07652 07653, Park Ridge NJ 07656, Ramsey NJ 07446, Ridgefield NJ 07657, Ridgefield Park NJ 07660, Ridgewood NJ 07450 07451, River Edge NJ 07661, River Vale NJ 07675, Rochelle Park NJ 07662, Rockleigh NJ 07647, Rutherford NJ 07070, Saddle Brook NJ 07662, Saddle River NJ 07458, South Hackensack NJ 07606, Teaneck NJ 07666, Tenafly NJ 07670, Teterboro NJ 07608, Upper Saddle River NJ 07458, Waldwick NJ 07463, Wallington NJ 07057, Washington Township NJ 07676, Westwood NJ 07675, Wood Ridge NJ 07075, Woodcliff Lake NJ 07675, Wyckoff NJ 07481
Essex County NJ
Belleville NJ 07109, Bloomfield NJ 07003, Caldwell NJ 07006, Cedar Grove NJ 07009, East Orange NJ 07019, Essex Fells NJ 07021, Fairfield NJ 07004, Glen Ridge NJ 07028, Irvington NJ 07111, Livingston NJ 07039, Maplewood NJ 07040, Millburn NJ 07041, Montclair NJ 07042, Newark NJ 07101 07102 07108 07105 07104 07107 07106 07103, North Caldwell NJ 07006, Nutley NJ 07110, Orange NJ 07051, Roseland NJ 07068, South Orange NJ 07079, Verona NJ 07044, West Caldwell NJ 07006 07007, West Orange NJ 07052
Call today for more information.
(908) 494 6088